1st Charter Financial

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1st Charter Financial, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Conventional Fixed Rates (15, 30, & 40 Years)
Interest Only Loans
ARM's - 3/1, 5/1, 7/1 & 10/1
Interest Only ARMs
FHA or VA Fixed Rate Loans
FHA or VA ARMs
USDA RD 30 Year Fixed
Jumbo Loans - Fixed and ARMs

Conventional Fixed Rates (15, 30, & 40 Years)

Standard Mortgage with a monthly payment that will not change for the life of the loan (30 years). Although this loan is not government insurred, It will follow guidelines set by FannieMae or FreddieMac

Interest Only Loans

ARM's - 3/1, 5/1, 7/1 & 10/1

Interest Only ARMs

FHA or VA Fixed Rate Loans Term: 30 years

FHA or VA ARMs

USDA RD 30 Year Fixed

Jumbo Loans - Fixed and ARMs